Car Insurance Calculator
Planning your car insurance just got easier! Our Car Insurance Calculator is designed to provide you with instant estimates tailored to your vehicle and preferences. Whether you’re evaluating costs for a new car or renewing your current insurance, this tool lets you calculate premiums by considering factors like market price, engine capacity, and no-claim discounts.
Enjoy a seamless and stress-free experience while making informed decisions about your coverage
Car Insurance Calculator
What is comprehensive car insurance?
Comprehensive car insurance provides extensive coverage, including protection against damage to your car, third-party liability, theft, fire, and even certain natural disasters. It’s the most popular choice for car owners in Malaysia.
What is a No-Claim Discount (NCD)?
An NCD is a reward given to policyholders who haven’t made any claims during their insurance period. It reduces your premium by a certain percentage, starting at 25% for the first year and going up to 55% after five years.
Does car insurance cover flood damage in Malaysia?
Standard car insurance does not cover flood damage unless you opt for an additional add-on known as “special perils” coverage. This add-on also includes protection against landslides, storms, and other natural disasters.
What factors affect my car insurance premium?
The premium is influenced by your car’s market value, engine capacity, type of coverage, location, and your No-Claim Discount (NCD). Other factors, such as add-ons and additional drivers, can also impact the cost.
Can I transfer my NCD to another car?
Yes, you can transfer your NCD to a new car if it’s registered under your name. However, the discount can only be applied to one car at a time.
